Auto Insurance

Auto Insurance Options

Are you on the market for auto insurance? We can assist you here at OakPoint Insurance. Auto insurance will protect you if you are ever involved in an accident, whether you are at fault or not. Without car insurance, you will have to pay out of pocket for damages and repair and may even face lawsuits. The penalties and fines in Maryland for not having auto insurance can be pretty hefty and also cause you to lose your registration to your vehicle.

Auto Insurance Laws

It is many states it is the law to carry auto insurance with you. Uninsured vehicle owners could face severe consequences if caught without it. You can jeopardize losing your license plates and registration as well as fees up to $150. You must also meet the minimum auto insurance requirements. You should have at least $30,000 for each person for bodily injury liability and $60,000 for each accident. You should also carry property damage coverage of at least $15,000 and uninsured coverage of at least $30,000 for each person and $60,000 for each accident. You should also be aware that your car insurance will follow you to every state you drive to.

Other Coverage Options

Optional car insurance coverage options are as follows:

  • Collision
  • Rental
  • Comprehensive
  • Roadside assistance
  • Personal injury protection

These are not all mandatory, and you can add additional coverage to your policy if you wish. You can examine your own unique situation and decide from there. Rental assistance is good to have because it covers the cost of a rental if you were to get into an accident and your vehicle needs to be repaired. Personal protection is also good to have because it takes care of the cost of your medical expenses.

Contact Us

Give us a call or visit our OakPoint Insurance office for a quote today. We want to make sure you have the protection you need for your vehicle.

While our offices are located in Maryland, we serve all across the following states: Maryland, Texas, Virginia, DC, Pennsylvania, North Carolina, and Ohio.