Commercial Insurance

Does my business need Commercial Insurance?

As a business owner, there are tons of expenses to incur. One of the most important expenses beyond the initial investment is commercial insurance. Why? A business should be protected at all costs. You’ll have equipment, employees, customers, and other items that could be harmed or lost, costing you precious time, money, and possibly the entire operation. Commercial insurance is a buffer to help alleviate these scenarios.

What is commercial insurance?

Consider commercial insurance as you would your homeowners’ insurance, but for the business. The items you and your employees work with, vehicles, software, and intellectual property all work together to keep things going. Don’t you want to keep it that way?

It’s always best to work with a trusted agent that can get you the best rates and provide the best recommendations for moving forward. OakPoint Insurance is the go-to team.

Types of commercial insurance

There are different types of insurance policies, including the ones that may be required from your state. Here are some primary policies:

Business Property

You need equipment to keep things operational, and this policy works to protect your essentials.

Cyber Liability

You can’t operate online without protocols in place to protect your business. With so many companies being hacked, this type of coverage is a necessity.

Commercial Auto

You want to protect anyone driving and doing business on behalf of your company, and the automobiles being used.

Professional Liability

People like to sue for whatever they can. Don’t put your company in a position where you can’t afford a legal team and keep operations going.

We are ready to help keep your business protected with the best quotes that align with your budget. At OakPoint Insurance, making sure our employers remain operational throughout any circumstance is our goal. For more information on getting the best policies for your business, give us a call today!

While we have a physical presence in Maryland and North Carolina, we serve all across the following states: Maryland, District of Columbia, Virginia, Delaware, Pennsylvania, Ohio Texas, North Carolina, South Carolina and West Virginia.