Farm Insurance

OakPoint Insurance knows that today’s farmers have unique needs. We’ve designed our farm insurance policies to offer distinctively flexible and broad coverage. Our plans were shaped to cover your business and personal needs.

We’ll create a customized policy whether you have a small, medium, or large operation. We can provide coverage whether you rent or own your farm. And it doesn’t matter if you raise crops or livestock. We can tailor our policies specifically to meet your unique and customized insurance requirements.

What Does Farm Insurance Cover?

We offer insurance policies that cover a wide range of options. But the best thing about our policies is they are fully customized. Our farm insurance offerings can protect your business, personal property, and much more.

With one of our farm insurance policies, you can expect customized coverage in the following categories:

  • farm machinery
  • farm equipment
  • livestock
  • pesticides
  • fertilizers
  • animal feed
  • silage
  • seeds

Who Should Consider Getting Farm Insurance?

This answer is personal to every farmer, but some farming experts have valid needs for this additional coverage. The factors that have the biggest impact on insurance requirements include:

  • farm employees
  • structures not covered by homeowner’s insurance
  • income-earning livestock

Liability Protection for Farms

Acquiring this coverage means you’ll have insurance protecting you if you suffer from property damage or someone experiences bodily harm while on your property. Your farm insurance will cover any claims made against you.

Medical expenses are also paid if someone is accidentally injured while working or spending time on the premises of your farm. This insurance is important because someone could accidentally get hurt by your activities. This coverage will prevent them from suing you personally and protect your bank accounts.

The Right Way to Secure Farm Insurance

We value farmers tremendously and understand that they’re the heartbeat of America. We want our farmers secure from liabilities that are out of their control.

Please contact OakPoint Insurance today to set up an appointment to speak with one of our top insurance agents. We’ll help you create a customized plan to meet all of your farm insurance needs.

While we have a physical presence in Maryland and North Carolina, we serve all across the following states: Maryland, Texas, Virginia, Delaware, District of Columbia, Pennsylvania, North Carolina, South Carolina, West Virginia and Ohio.